New Homes Billings MT
2-10 Home Buyers Warranty

What is a 2-10 Home Buyer’s Warranty?

Whether you are buying a brand new home or a pre-owned older home, one of the things that every home buyer has to think about is: what if something goes wrong?

Obviously, there are a lot of moving parts in your house, from the furnace to the roof to the plumbing to the kitchen appliances and having to make large expenditures to replace an item in your house can be very stressful and quite taxing on your wallet as well.

Expenses can pile up quickly, which is why many homeowners go with a 2-10 Home Buyer’s Warranty.

So, how does a home warranty work?

Basically, a home warranty is a contract that you can purchase that provides coverage for the major systems and major appliances in your home. Depending upon the warranty, different items may or may not be covered and you will want to make sure to do some research to find out which one may be right for you.

2-10 home buyers warranty

Standard warranty agreements will cover things like: heating, air conditioning, plumbing, and electrical systems. Appliances covered will usually be items such as refrigerator, stoves and ovens, hot water heater, dishwasher, and possibly even things like your garage door opener. If any of these items fail during the period of your warranty, the warranty company will pay to have them repaired or replaced.

A home warranty is different from your homeowner’s insurance and is usually purchased before the completion of the sale of the home. Home warranties cover items that fail due to normal, every day, wear and tear. Your insurance covers accidents, such as hail damage or flooding.

You should also be aware that home warranties can be purchased for various periods of time, as little as 2 years, and as many as 10 years. The length that you purchase will depend a lot upon the home that you are buyer and your specific needs.

(FREE) Download Our 13 New Home Plans and Warranty PDF!

Not all home warranties are created equal.

Costs will vary as well as the items covered under the warranty. You should also take into account the reputation of the home warranty company. The last thing you want to do is spend money on a home warranty with a ‘fly by night’ type of company who will not honor a claim when you need them.

Make sure you do your due diligence and that you know exactly who you are dealing with prior to purchasing a warranty.

A 2-10 Home Buyers Warranty is a specific warranty from a  specific company, know as 2-10. 2-10 is a name brand company who stands apart mainly due to their stellar reputation.  It is one of the few home warranty companies that has been approved by HUD. (United States Department for Housing and Urban Development.) They also have an A+ rating with the Better Business Bureau. Having your own warranty with such a reliable company is certainly great for your peace of mind and you know that should a problem arise, it will be taken care of quickly and efficiently.

When the time comes to file a claim, you simply contact your home warranty company. Don’t contact a service professional or repairman of your own. The warranty company will send someone out who they work with. There is generally a nominal fee to go with any claim, much like you would pay a deductible with your insurance policy.

The warranty company then takes care of things from there; if the item can be repaired or serviced, it will be. If not, it will be replaced.

It is important to note, in the beginning what your home warranty will cover and what it won’t. Some items are covered by your homeowner’s insurance, and some by home warranty.

Know what you are getting in the first place to avoid confusion down the line. Also keep in mind the length of your warranty and when it does run out, you will have the option of purchasing a new warranty for either the same or a different length of time.

Smile knowing your home is protected for a full 10 years.  Learn more here!

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