SMILE

knowing your home is protected for a full ten years.

Coverage that gives confidence.

Defining the 2-10 Home Buyers Warranty® Structural Home Warranty.

1 YEAR WORKMANSHIP WARRANTY

The 1-year workmanship warranty provides surety coverage from the day of closing. It provides clearly defined construction standards for defects in materials and workmanship for the first year. If the builder defaults on their obligation, the warranty insurer fixes the defect.

What is covered:*

  • Roof Covering
  • Cabinets
  • Countertops
  • Door Panels
  • Exterior Siding
  • Hardwood Floor
  • Ceramic Tile
  • Drywall
  • Interior Trim
  • Carpet
  • Paint
  • Fireplace

10 YEAR STRUCTURAL WARRANTY

The 10 year insurance-backed structural warranty provides 10 full years of coverage for qualified structural defects from the day of closing. It protects designated loadbearing elements of the home caused by failure that affects their load-bearing function to the extent that the home becomes unsafe, unsanitary or otherwise unlivable.

What is covered:*
17 Roof Framing
18 Load-Bearing Walls
19 Beams
20 Columns
21 Foundation
22 Floor Framing

2 YEAR SYSTEMS WARRANTY

The 2 year systems warranty provides surety coverage from the day of closing. It provides clearly defined construction standards for defects in the distribution of electrical, plumbing and mechanical systems for a full two years. If the builder defaults on their obligation, the warranty insurer fixes the defect.

What is covered:*
13 Supply Piping
14 Waste Piping
15 Ductwork
16 Electrical Wiring